The process of downloading and installing bank-owned software is no different from using any other mobile application. Utilities are developed for iOS and Android operating systems. Installation files of the latest versions of the application can usually be downloaded from the bank’s website or through the App Store and Google Play. We strongly recommend that you do not use unverified sources to download utilities related to financial transactions.

To use mobile banking you need:

• Download the installation file in ipa format for Apple equipment or apk for Android gadgets.
• Download the software and access the necessary functions of the device.
• Run the installed utility by studying the developers’ recommendations and the user agreement.
• Register an account or log in with your financial phone number.
• Customize the application to your personal needs by adjusting the notifications and authentication methods.

Regular updates of the installed program are performed by default in automatic mode with the help of internal means of the operating system or manually by the user. If necessary, this option can be temporarily disabled, but with updates the developers not only add new useful features, but also fix various bugs, including security problems.

Configuring the utility configuration will allow you to:

• Select the frequency and type of push notifications to receive.
• Adjust the option of informing by SMS and e-mail.
• Define means to protect sensitive data.
• Add payment tools for remote management.
• Adjust the visual component of the program interface.
• Add or remove functions available to the user.
• Take advantage of the automation of various operations.
• Set useful limitations and limits of funds.

Many banking institutions refuse to develop applications for portable hardware under Windows. This is due to the fact that the capabilities of desktop operating systems, as a rule, are sharpened by the sites of organizations. In addition, the development, updating and maintenance of utilities involves higher costs, so banks adjust applications only to the needs of owners of devices from Apple and numerous portable devices based on the extremely popular platform of Android today.